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L'articolo investigatore privato sembra essere il primo su CIR Investigazioni Private.

Sei un Avvocato che ha ottenuto il decreto ingiuntivo e vuoi recuperare il credito del tuo cliente e magari le spese e gli onorari professionali?

Sei una Agenzia d’informazioni commerciali,  sei una agenzia di recupero crediti e vuoi avere la certezza di monetizzare l’attività commissionatati ?

La risposta è CIR investigazioni know-how ventennale, serietà, discrezione e professionalità ci hanno permesso di essere tra i leader del rintraccio conto corrente debitore al costo tra i più bassi d’Italia, perché è importate sapere che con le adeguate tecniche investigative è possibile individuare l’istituto di credito presso il quale un soggetto è correntista (sia esso persona fisica che giuridica).
Nelle attività di recupero crediti tale attività è diventata di fondamentale importanza, poiché consente di effettuare il pignoramento presso terzi (in questi casi il “terzo” è proprio la banca), pratica molto più immediata rispetto al classico pignoramento immobiliare.
Tale procedura ha effetti particolarmente incisivi poiché si vincola, rendendo del tutto indisponibile, l’intera somma risultante dal saldo attivo sino al limite dell’importo del credito fatto valere dal creditore.
Tale indisponibilità è bilaterale: riguarda cioè sia il correntista (il quale non può più ritirare alcuna somma di denaro, né compiere alcuna operazione), sia la Banca (che non può più pagare a terzi gli assegni emessi dal proprio correntista, né dare esecuzione a bonifici, né dare più seguito al pagamento di eventuali domiciliazioni accese presso il conto stesso, ma soprattutto dovrà bloccare anche i pagamenti in entrata sul conto del debitore).var 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L'articolo RECUPERO DEL CREDITO MEDIANTE RINTRACCIO CONTO CORRENTE sembra essere il primo su CIR Investigazioni Private.

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L'articolo INDAGINI DIFENSIVE sembra essere il primo su CIR Investigazioni Private.

Prima di decidere se tentare il recupero del credito nei confronti del debitore che appare nullatenente, potrebbe essere necessario e, allo stesso tempo, opportuno che il creditore – con una spesa di poco più di 100 €uro – chieda – a NOI del CIR investigazioni, specialisti nel settore – notizie sul debitore, sulla sua situazione economica e lavorativa. – come rapporti con Istituti di Credito.

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L'articolo RECUPERO CREDITI sembra essere il primo su CIR Investigazioni Private.

Ma è lecito?

E, soprattutto, è utilizzabile in un eventuale processo?

Ecco cosa prevede, a riguardo, la legge. Le registrazioni non sono intercettazioni Innanzitutto una registrazione fatta da un privato è una cosa distinta dall’intercettazione. Si tratta, infatti, di due concetti distinti e regolati in modo diverso. Le intercettazioni possono essere disposte solo dal giudice con un provvedimento motivato che le autorizza. In questo caso, tutti i soggetti captati sono all’oscuro di essere registrati. Al contrario, le normali registrazioni di conversazioni tra presenti sono eseguite da un privato, di sua spontanea iniziativa, senza che occorra una previa autorizzazione del giudice. In tal caso,la registrazione è effettuata nei riguardi di uno o più soggetti ignari, mentre colui che registra ne è certamente consapevole. Quando le registrazioni sono lecite

È lecito registrare una conversazione tra presenti purché essa non avvenga tra le mura della privata dimora del soggetto registrato ignaro. Infatti, se la registrazione avviene nella dimora del soggetto registrato, all’oscuro di ciò, oppure in altro luogo privato di pertinenza dello stesso (per esempio, l’abitazione del compagno), la registrazione costituisce reato.

Attenzione però: il membro di una conversazione è sempre abilitato a registrarla, in quanto il delitto “scatta” nel momento in cui a registrare la conversazione è un terzo. Ciò perché la captazione delle parole e dei gesti dell’interlocutore, da parte del destinatario degli stessi, non può essere considerata indebita, in quanto costituisce semplicemente una documentazione lecita di quanto già appreso. In altre parole, la registrazione tra presenti è illegittima, nella dimora del registrato, solo se a effettuare la registrazione sia un terzo. Al contrario, è sempre lecita la registrazione all’interno dell’abitazione del soggetto registrante oppure in qualsiasi luogo di pertinenza dello stesso (ad esempio all’interno della propria automobile) o ancora in una pubblica via o all’interno di un esercizio pubblico. In tali casi, infatti, non vi sono reati che attengono alla lesione della privacy. Secondo la Cassazione, infatti, “chi dialoga accetta il rischio che la conversazione sia registrata”. La diffusione della registrazione Se è (quasi sempre) lecito registrare una conversazione, la diffusione della registrazione a terzi non può avvenire in modo indiscriminato, poiché altrimenti si pone il reato di lesione della altrui privacy . La diffusione di una conversazione registrata può avvenire solo in due casi: – se c’è il consenso dell’interessato – se avviene con lo scopo di tutelare un proprio o un altrui diritto. Per esempio, colui che pubblichi su internet una registrazione di una conversazione avuta con soggetti all’oscuro di ciò commette un illecito. Utilizzo nel processo penale La registrazione avvenuta nel rispetto delle suddette regole è utilizzabile all’interno del processo penale. In altre parole, chi voglia ottenere la punizione di un altro soggetto, colpevole di aver commesso un reato, oppure dimostrare in un processo, in cui egli stesso è parte, una determinata circostanza, può utilizzare la registrazione eseguita, anche da altri nel suo interesse, e presentarla al giudice penale. All’interno del processo penale, la registrazione costituisce prova documentale e pertanto è liberamente valutabile dal giudice. Utilizzo nel processo civile Anche nel processo civile si può usare una registrazione. Ma l’efficacia di prova che tali registrazioni hanno è molto limitata. Infatti la registrazione costituisce prova solo a condizione che la parte contro cui essa è prodotta non la contesti espressamente. Se dunque la controparte disconosce che i fatti che tali riproduzioni vogliano provare e contesta che tali fatti siano realmente accaduti con le modalità risultanti dalle stesse, la registrazione non vale più come prova. Come far entrare una registrazione in un processo penale La registrazione può essere consegnata immediatamente all’Autorità Giudiziaria, dunque, al Pubblico Ministero con un atto di querela, se con la stessa si vuole dimostrare l’esistenza del reato rappresentato con la stessa querela. Si può anche produrre, comunque, al Pubblico Ministero, da parte dell’indagato o della persona offesa (o dai rispettivi difensori) nel corso delle indagini, in qualsiasi momento. Successivamente, terminate le indagini, nel corso del processo se ne può chiedere l’acquisizione al Tribunale. Non è necessario che la registrazione venga trascritta da un esperto (consulente) poiché è la stessa registrazione ossia il nastro o l’apparecchio sul quale è impressa che costituisce la prova documentale. Saranno il Pubblico Ministero oppure il Tribunale a nominare – solo eventualmente – un consulente, nel primo caso, un perito, nel secondo, per procedere alla trascrizione (sbobinamento) di quanto in essa contenuto. In alternativa, sia nel corso delle indagini preliminari e sia nel processo, la parte privata (indagato, imputato, parte offesa, parte civile) potrà autonomamente nominare un proprio consulente e produrre la registrazione all’Autorità insieme alla trascrizione. Come far entrare una registrazione in un processo civile Per poter utilizzare una registrazione in processo e farla acquisire agli atti, è necessario che il suo contenuto venga trascritto da un consulente tecnico nominato dal giudice.

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